Your local Allstate agents
Pet Insurance in Gladstone & North Kansas City
An unexpected vet bill can be stressful. Pet insurance can help pay eligible vet costs for accidents and illnesses, so you can focus on your dog or cat getting better. Ask your local Allstate agents how it works.
- Dogs & cats
- Accidents
- Illnesses
- Vet bills
Why ask us about pet insurance
- Local Allstate agents you can call or visit
- Plain-language help comparing plan choices
- Gladstone office (Kirk Hilt Agency) licensed in Missouri and Kansas
- North Kansas City office (Hilt Group Agency) licensed in Missouri, Kansas and Iowa
- Start your free quote →
What pet insurance can help with
Allstate offers pet insurance through a partner company. Plans and options depend on your pet and your state.
Accidents
Can help with eligible vet costs after injuries like a broken bone, a cut or swallowing something they shouldn’t.
Illnesses
Can help with eligible costs for covered illnesses, depending on the plan you choose.
Emergency visits
Can help with eligible emergency and specialist care after a covered accident or illness.
Tests and diagnostics
Plans may help with eligible lab work, X-rays and other tests tied to a covered condition.
Your choices
Many plans let you choose your deductible, reimbursement level and annual limit.
Optional wellness
Some plans offer optional add-ons for routine care. Ask what’s available.
How pet insurance usually works
Most pet plans work on reimbursement: you pay the vet, send in a claim, and get back part of the eligible cost based on your deductible, reimbursement level and limits. Pre-existing conditions are usually not covered, and waiting periods may apply. Coverage, options and eligibility vary by state and are subject to policy terms, underwriting and availability.
Pet owners often protect their home too. See our home insurance, condo insurance and renters insurance pages, or request a free quote.
Pet insurance FAQ
What does pet insurance cover?
Pet insurance can help pay eligible vet costs for covered accidents and illnesses. What’s covered depends on the plan you choose. We’ll explain the options.
Are pre-existing conditions covered?
Usually not. Conditions that started before coverage, or during a waiting period, are generally excluded. Plan rules vary.
Does Allstate offer pet insurance?
Yes. Allstate offers pet insurance through a partner company. Availability and options depend on your pet and your state.
Is there a waiting period?
Most pet plans have waiting periods before some coverage starts. We’ll go over what applies to the plan you’re looking at.
Which states can you help in?
Our Gladstone office (Kirk Hilt Agency) is licensed in Missouri and Kansas. Our North Kansas City office (Hilt Group Agency) is licensed in Missouri, Kansas and Iowa.
Ask about pet insurance
Send us a quick request, or call the office nearest you.
