Allstate Insurance Agent Serving Overland Park, KS

Prefer email? Send your questions to quote@hiltinsurance.com.

Overland Park is the largest city in Johnson County and the second-largest city in Kansas, with 197,238 residents in the 2020 Census. Our offices are on the Missouri side of the metro, in Gladstone and North Kansas City, but our agents are licensed in Kansas, so we can help with Kansas auto, home, renters and life coverage. The drive from Gladstone is about 23 to 25 miles, usually 30 to 45 minutes, and most Overland Park customers handle everything by phone, email or online.

A City That Grew Up Fast

William B. Strang Jr. began laying out subdivisions along an old military road in 1905, and Overland Park incorporated in 1960 with about 28,000 people. It passed Kansas City, Kansas, in the early 2000s to become the state’s second-largest city. You can still see the early town in Historic Downtown Overland Park, with its farmers’ market and clock tower plaza. Oak Park Mall, the 300-acre Overland Park Arboretum and Botanical Gardens and the Deanna Rose Children’s Farmstead draw visitors from all over the metro.

I-435 crosses the middle of the city, U.S. 69 runs north to south, and I-35 runs along the northwest edge. Very roughly, the Shawnee Mission School District covers the city north of I-435, and Blue Valley covers most of the area south of it.

Kansas Car Insurance Works Differently

If you’ve moved over from Missouri, the biggest change is personal injury protection (PIP). Kansas uses a no-fault system for injuries, so your PIP coverage pays first for your own medical expenses after a crash, no matter who caused it. According to the Kansas Insurance Department, every Kansas auto policy must include at least:

• Liability: $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage
• PIP: $4,500 per person for medical expenses, $900 a month for one year for disability or lost income, $25 a day for substitution benefits, $2,000 for funeral expenses and $4,500 for rehabilitation
• Uninsured/underinsured motorist: at least $25,000 per person and $50,000 per accident

Learn more on our Kansas insurance page or in our Kansas auto insurance requirements guide.

Protecting an Overland Park Home

• Hail and wind. Roofs take a beating from spring storms across Johnson County. We’ll go over your roof coverage and how your wind and hail deductible works.
• Creeks and flash flooding. Indian Creek, Tomahawk Creek and other Blue River tributaries run through the city. Standard homeowners policies generally don’t cover flood damage, so ask us about separate flood coverage if you live near a creek.
• Apartments and townhomes. Overland Park has a lot of rental housing. Renters insurance helps protect your belongings and includes personal liability coverage.
• Life across the state line. Plenty of Overland Park residents work in Missouri, or own property on both sides. Because we’re licensed in both states, one agency can help with all of it.

If you live in neighboring Olathe, see our Olathe page.

Our Two Offices

Coverage We Can Help With

• Auto: Auto Insurance · Gladstone auto quotes · Kansas City auto quotes
• Home: Home Insurance · Kansas City home quotes
• Renters and landlord: Renters quotes · Landlord quotes
• Life: Life Insurance
• Boat and motorcycle: Boat quotes · Motorcycle quotes

Prefer email? Send your questions to quote@hiltinsurance.com.

Frequently Asked Questions

Can a Missouri-based agency insure my Overland Park home and car?

Yes. Our offices are in Gladstone and North Kansas City, Missouri, but our agents are licensed in Kansas. A Kansas home or car is covered by a policy that follows Kansas requirements.

Is PIP required in Kansas?

Yes. According to the Kansas Insurance Department, every Kansas auto policy must include personal injury protection, including at least $4,500 per person for medical expenses, along with liability and uninsured/underinsured motorist coverage.

Do I need to visit an office?

No. Most Overland Park customers work with us by phone, email or online. You can call 816-420-0502, email quote@hiltinsurance.com or start at hiltinsurance.com/quote/.

Where are your offices?

Our main office is Hilt Brothers Agency – Allstate, 6812 N Oak Trafficway, Unit 3, Gladstone, MO 64118 (816-420-0502). Our NKC office is Hilt Group Agency – Allstate, with agent Eric Hilt, at 315 E 18th Ave, North Kansas City, MO 64116 (816-605-7684).

Sources: U.S. Census Bureau QuickFacts; Wikipedia, “Overland Park, Kansas” ; cross-checked against Johnson County attraction listing for the Arboretum and Deanna Rose Farmstead; Kansas Insurance Department, Auto Insurance Shopper's Guide; Drive distance/time. Information is general and current as of October 2026. It isn’t a quote or a guarantee of coverage, discounts or approval.