Auto Insurance in Gladstone, MO

Whether you commute across the Kansas City metro every day or just run errands around Gladstone, your car is a big part of your life. At the Kirk Hilt Agency, a local Allstate agency, we help drivers in Gladstone, the Kansas City Northland, and nearby communities find car insurance that fits their budget and the way they drive. We explain your options in plain language, so you know what you’re paying for before you buy.

Coverage That Fits Your Life

We'll walk you through liability, collision, comprehensive, and uninsured motorist coverage. Then we'll help you choose limits that make sense for you, your car, and your family.

Ways You Could Save

Ask us about discounts you may qualify for, like bundling your home and auto policies, insuring more than one car, or keeping a safe driving record. We'll look for savings you might be missing.

Help When You Need It

Accidents are stressful. If you have one, call our office. We'll help you understand your next steps and how to start a claim, so you don't have to figure it out alone.

Get Your Auto Insurance Quote

Ready to see your options? Call the Kirk Hilt Agency at (816) 420-0500 or request a free quote online. You can also stop by our office at 6812 N Oak Trafficway, Unit 3, in Gladstone, or email quote@hiltinsurance.com.

Contact Info

Address: 6812 N Oak Trafficway, Gladstone, MO 64118

Why Work With a Local Agent?

When you call us, you talk to a licensed agent here in Gladstone, not a call center. We know Northland roads, winter weather, and the neighborhoods our customers live in. Our agents are licensed in both Missouri and Kansas, so we can help whether you live in Gladstone or drive across the state line for work. And when life changes, like a new teen driver, a new car, or a move, we’ll review your policy with you.

Ask About Extra Protection

Ask us about optional coverage like roadside assistance and rental car reimbursement. You can also ask about accident forgiveness and safe driving rewards programs like Drivewise®. Not every option is available to every driver, so we’ll tell you what applies to you.

More Ways We Can Help

Insurance for Your Home, Car, and Family

Many of our customers keep their car, home, and life insurance in one place with one local agent. Explore our other coverage options below.

How much car insurance do I need in Missouri?

Missouri requires drivers to carry liability coverage and uninsured motorist coverage. The state minimums are a starting point, but they may not be enough to cover a serious accident. We can help you choose limits that better protect your savings and your home.

Your price can depend on your driving record, the car you drive, where you live, how much you drive, and the coverage you choose. Discounts you qualify for can also make a difference. A quick call with us is the easiest way to see your options.

You may be able to. Customers who insure both their home and car with Allstate could qualify for a multi-policy discount. We’ll check which discounts you’re eligible for when we put together your quote.

It depends on what happened and on your policy. Some drivers may qualify for accident forgiveness. Ask us how it works and whether it’s available to you.

Yes. Our agents are licensed in both Missouri and Kansas. Kansas has its own coverage rules, including personal injury protection, so we’ll make sure your policy fits the state where your car is registered.

Call us at (816) 420-0500, email quote@hiltinsurance.com, or fill out the quote form at hiltinsurance.com/quote. Have your driver’s license and vehicle information handy to make it quick.